Life Insurance and Family Financial Protection Products

Survivorship Indexed Universal Life
Fixed Annuity
Term Life Insurance
Financial Planning

Products offered to our clients through our 'Marketplace'

Term Life Insurance

Whole Life Insurance

Final Expense Insurance

Long term Care

Indexed Universal Life

Survivorship Indexed Universal Life

Disability Insurance

Fixed Annuity

Executive Compensation and Retirement Benefit Plans using IUL

Business Capital Protection Plans

At Financial Life & Retirement we offer Life Insurance and Financial Protection Products that will give you and your family peace of mind knowing that all emergencies have been covered

Request  quotes for Life Insurance Products today

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Protect your family

Planning your family's financial future
Death Benefit for your family
Financial protection

Protect your child with a Life Insurance Protection Plan today and for the future. 


Life Insurance and Diabetes

Disability Insurance
Protecting your family with Life Insurance
College Funding
Financial Protection

Planning for your family’s financial future when you have diabetes can be stressful, but it doesn’t have to be. There are life insurance solutions that can meet your coverage needs. Let’s get started protecting your family’s future.

Diabetes can mean extra costs and added challenges, but life insurance shouldn’t be one of them. Let’s make sure life insurance is part of your financial plan.  

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The power of women

Age is just a number…until you worry you may outlive your retirement assets. Let’s start the conversation today about your financial future.

 Mothers are the sole or primary earner in 4/10 households and nearly 95% of women will be their family’s primary financial decision maker at some point in their lives. Do you have a plan in place to protect your family?  

Think being a stay-at-home mom means you don't need life insurance? Think again. Consider the cost of everything from childcare to household management if you weren't there. Let's talk about protecting your family's future. 

Protect your family

John Hancock's Accumulation IUL

John Hancock's Indexed Universal Life Insurance

Accumulation IUL is an indexed universal policy that offers retirement income you and lifetime protection for you & your family